2020 国际金融(常州大学) 最新满分章节测试答案

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本课程起止时间为:2020-03-01到2020-06-30
本篇答案更新状态:已完结

Chapter 1 Why Study Money, Banking, and Financial Markets？ test 1-1

1、 问题:Which of the following financial intermediaries is not a depository institution?
选项：
A: A savings and loan association
B: A commercial bank
C:A finance company
D:A savings bank
答案: 【A finance company】

2、 问题:    Financial intermediaries
选项：
A: exist because there are substantial information and transactions costs in the economy.
B:improve the lot of the small saver
C:are involved in the process of indirect finance
D:do each of the above
答案: 【do each of the above】

3、 问题:    Which of the following is the primary source of external funds used by businesses to finance their activities?
选项：
A: Stock
B:  Bonds and commercial paper
C:  Bank loans
D: Other loans
答案: 【  Bank loans】

Chapter 2 Introduction of Financial Markets test 2-1

1、 问题:   Which of the following statements about financial markets and securities are true?
选项：
A:   Many common stocks are traded over-the-counter, although the largest corporations usually have their shares traded at organized stock exchanges such as the New York Stock Exchange.
B: As a corporation gets a share of the broker’s commission, a corporation acquires new funds whenever its securities are sold.
C:Because of their short terms to maturity, the prices of money market instruments tend not to fluctuate wildly.
D: Only (a) and (c) of the above are true.
答案: 【 Only (a) and (c) of the above are true.】

2、 问题: Bonds that are sold in a foreign country and are denominated in the country’s currency in which they are sold are known as
选项：
A:foreign bonds.
B:Eurobonds
C:equity bonds
D:country bonds
答案: 【Eurobonds】

3、 问题:Which of the following markets is sometimes organized as an over-the-counter market?
选项：
A:The stock market
B:The bond market
C:The foreign exchange market
D:Each of the above
答案: 【Each of the above】

4、 问题:  A corporation acquires new funds only when its securities are sold
选项：
A:in the secondary market by an investment bank
B:in the primary market by an investment bank
C:in the secondary market by a stock exchange broker
D:in the secondary market by a commercial bank
答案: 【in the primary market by an investment bank】

5、 问题:1)          Secondary markets make financial instruments more
选项：
A:fluid
B:liquid
C:risky
D:vapid
答案: 【liquid】

6、 问题:Securities are _ for the person who buys them, but are ___ for the individual or firm that issues them.
选项：
A:assets; liabilities
B: liabilities; assets
C:  negotiable; nonnegotiable
D: nonnegotiable; negotiable
答案: 【assets; liabilities】

Chapter 3 What Is Money test 3-1

1、 问题:Currency includes 
选项：
A:paper money and coins
B:paper money, coins, and checks.
C:paper money and checks
D:paper money, coins, checks, and savings deposits.
答案: 【paper money and coins】

2、 问题:The difference between money and income is that 
选项：
A:money is a flow and income is a stock.
B:money is a stock and income is a flow.
C:there is no difference—money and income are both stocks.
D:there is no difference—money and income are both flows.
答案: 【money is a stock and income is a flow.】

3、 问题:When people say, “Bill Gates sure is rich, he has a lot of money,” they probably mean that Bill Gates 
选项：
A:has a large checking account balance
B:is quite wealthy.
C:has a relatively high income.
D:all of the above.
答案: 【all of the above.】

4、 问题:  An individual’s annual salary is her
选项：
A:money
B:income
C:wealth
D:assets
答案: 【income】

5、 问题:Money is
选项：
A:anything that is generally accepted in payment for goods and services or in the repayment of debt.
B:frequently—but incorrectly—used synonymously with wealth. 
C: paper money, coins, and checks.
D:all of the above
答案: 【all of the above】

6、 问题:Which of the following assets can serve as a store of value?
选项：
A:Money
B:Stocks and bonds
C:Houses 
D:All of the above
答案: 【All of the above】

7、 问题:Although not a unique store of value, people find money a convenient store of value because
选项：
A:it does not decline in value when prices rise.
B:its value remains fixed to the price level; that is, if prices double so does the value of money
C:it is the most liquid asset.
D:of all of the above
E:of none of the above
答案: 【it is the most liquid asset.】

Chapter 4 The Meaning of Interest Rates test 4-1

1、 问题:  If a security pays $110 next year and $121 the year after that, what is its yield to maturity if it sells for $200?
选项：
A:9%
B:10%
C:11%
D:12%
答案: 【10%】

2、 问题:With an interest rate of 8 percent, the present value of $100 next year is approximately
选项：
A:101
B:100
C:95
D:93
答案: 【93】

3、 问题:Which of the following are true of simple loans?
选项：
A:A simple loan requires the borrower to repay the principal and interest at the maturity date
B: Installment loans and mortgages are frequently of the fixed payment type.
C:  The borrower repays the loan by making the same payment every month.
D:Both (a) and (b) of the above
E:Both (b) and (c) of the above
答案: 【A simple loan requires the borrower to repay the principal and interest at the maturity date】

4、 问题:For a two-year simple loan of $1000 at 10 percent interest, the amount payable in two years is
选项：
A:1010
B:1210
C:1100
D:1121
答案: 【1210】

5、 问题:    If $1102.50 is the amount payable in two years for a $1000 simple loan made today, the interest rate is
选项：
A:2.5%
B:5%
C:10%
D:12%
答案: 【5%】

6、 问题:   Which of the following are true for a coupon bond?
选项：
A: When the coupon bond is priced at its face value, the yield to maturity equals the coupon rate.
B: The price of a coupon bond and the yield to maturity are negatively related.
C:The yield to maturity is greater than the coupon rate when the bond price is below the par value.
D:All of the above are true.

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