2024知到答案 货币金融学 最新知到智慧树满分章节测试答案
第一章 单元测试
1、 问题:The nature of finance is capital financing, or fund circulating, that is, transferring funds from capital providers to capital demanders. ( )
选项：
A:True
B:False
答案: 【
True
】
2、 问题:Banks are the only important financial institutions. ( )
选项：
A:True
B:False
答案: 【
False
】
3、 问题:Financial markets can promote economic efficiency, but can not improve the well-being of consumers. ( )
选项：
A:True
B:False
答案: 【
False
】
4、 问题:When businesses go looking for funds to finance their activities, they usually obtain them directly from securities markets and not indirectly through financial intermediaries. ( )
选项：
A:True
B:False
答案: 【
False
】
5、 问题:Financial markets promote greater economic efficiency by channeling funds from _ to _. ( )
选项：
A:investors; savers
B:borrowers; savers
C:savers; borrowers
D:savers; lenders
答案: 【
savers; borrowers
】
6、 问题:Financial institutions that accept deposits and make loans are called ___. ( )
选项：
A:exchanges.
B:banks.
C:mutual funds.
D:finance companies.
答案: 【
banks.
】
7、 问题:China’s financial system is ___ financial system. ( )
选项：
A:bank-oriented
B:market-oriented
C:direct-financing-oriented
D:indirect-financing-oriented
答案: 【
bank-oriented
】
8、 问题:Which of the following statements are TRUE? ( )
选项：
A:indirect finance can reduce transaction costs.
B:direct finance can reduce transaction costs.
C:indirect finance can alleviate asymmetric information.
D:direct finance can alleviate asymmetric information.
答案: 【
indirect finance can reduce transaction costs.
indirect finance can alleviate asymmetric information.
】
9、 问题:Government regulations to reduce the possibility of financial panic include all of the following EXCEPT ___. ( )
选项：
A:transactions costs.
B:restrictions on assets and activities.
C:disclosure.
D:economies of scope.
答案: 【
transactions costs.
economies of scope.
】
10、 问题:
Which of the following are contractual savings institutions? ( )
选项：
A:life insurance company
B:mutual funds
C:pension fund
D:finance company
答案: 【
life insurance company
mutual funds
pension fund
】
第二章 单元测试
1、 问题:Under the barter system, the primary shortcoming was the double coincidence of wants could not match. ( )
选项：
A:True
B:False
答案: 【
True
】
2、 问题:Money means currency. ( )
选项：
A:True
B:False
答案: 【
False
】
3、 问题:Money is just one type of wealth. ( )
选项：
A:True
B:False
答案: 【
True
】
4、 问题:The calculations of M0, M1, M2 are same in USA and in China. ( )
选项：
A:True
B:False
答案: 【
False
】
5、 问题:When the price level is increasing rapidly, money loses value rapidly, and people become more reluctant to hold their wealth in this form. ( )
选项：
A:True
B:False
答案: 【
True
】
6、 问题:The first form of e-money was the debit card.( )
选项：
A:True
B:False
答案: 【
True
】
7、 问题:Which of the followings are currency except:（ ）
选项：
A:Coins.
B:Check.
C:Paper cash.
答案: 【
Check.
】
8、 问题:Which asset is the most liquid asset of all because it is the medium of exchange; it does not have to be converted into anything else to make purchases. （ ）
选项：
A:Bond
B:Stock
C:Money
D:House
答案: 【
Money
】
9、 问题:Whether in the form of shells, rocks, gold or paper, money has three primary functions in any economy: （ ）
选项：
A:As a medium of exchange,
B:As a unit of account
C:As a store of value.
答案: 【
As a medium of exchange,
As a unit of account
As a store of value.
】
10、 问题:Paper currency and coins are easily stolen and can be expensive to transport in large amounts because of their bulk. To combat this problem, in modern banking system,what inventions are created : （ ）
选项：
A:Check
B:Bank account
C:Debit card, credit card
D:E-money
答案: 【
Check
Bank account
Debit card, credit card
E-money
】
第三章 单元测试
1、 问题:In the case of a simple loan like this one, the interest payment divided by the amount of the loan is a natural and sensible way to measure the interest rate. （ ）
选项：
A:True
B:False
答案: 【
True
】
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本文章不含期末不含主观题！！
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